Don’s Blog

Just updated my daily expenses and i can figure more expenses will be coming after if i’m ever gonna get a car. Its scary whenever i think about it. I wonder how people manage to survive owning a car with pay like $2600 per month. The insurance, parking, road tax, petrol and all those wonderful money wasting addons to the car will put a hole in your pocket so deep that you dun even bother to reach it. Here’s a simple(and agar agar) calculation of the car expense between normal and OPC. And these figures kinda turns me off. I can’t help but feel stupid to get a car.

Normal Car                             Off Peak Car

*****************                         *****************

                                                7pm - 7am

Car: 1.6L                                    Car: 1.6L

Price: $50,000                         Price: $50,000 - $13,000 = $37,000

————–                             ——————-
1 Month                                     1 Month

————-                               ——————

Parking: $150                             Parking: $150

Petrol: $350                                Petrol: $350

RoadTax: $71 ($860/12)             RoadTax: $4 ($50/12)

Insurance: $120 ($1400/12)         Insurance: $120 ($1400/12)

ERP: $50                                     ERP: $50

                                                  OPC Coupon: $300 (10 days + 5 day extra)
                                                (Due to work nature)

—————-                             —————–

$741                                            $974

—————-                             —————-

1st year                                         1st year

================                     ================

$741 X 12 = -$8892                      $974 X 12 = -$11,688

                                                 $13,000 - $11,688 = +$1312

—————-                              —————-

2nd Year                                      2nd Year

$741 x 12 = -$8892                       $974 X 12 = $11,688

                                                  -$11,688 + $1312 = -$10,376

—————-                               —————-

3rd Year                                       3rd Year

$741 x 12 = -$8892                       $974 X 12 = -$11,688

—————-                               —————-

4th Year                                        4th Year

$741 x 12 = -$8892                         $974 X 12 = -$11,688
—————-                              —————-

5th Year                                       5th Year

$741 x 12 = -$8892                        $974 X1 2 = -$11,688

———————                          ———————-
5 yrs Total damage = -$44,460       5 yrs Total damage = -$45,440

-Servicing not included yet.

-Monthly Installment not included yet.

While we are complaining money no enough…
Imagine that amount of $$$ spent on car sitting in your investment scheme or in a bank with the 0.25% miserable but still not a loss interest rates…
But… there’s always a BUT..  a fool like me will still eventually choose squander the money like a fool would do.. .. sighz

issue#1    Headline: E best way to start a blog. - Make an Annoucement: i’m starting a BLOG.

Corny??? well.. watever.
    When you can’t sleep at nite and finding urself with nothing to do, start a blog. When you sprained ur ankle and can’t get out of ur tiny room, what would u do? Tell ppl outside by, starting a blog. When you sprained ur ankle becos u try to spike a quicky and u can’t tell ur dad… start a blog. when u feel like telling the world that u appreaciates those who cared for u when u sprained ur ankle esp "u noe who"… start a blog. When you can’t find an answer to the questions u’ve been pondering while in the toliet… start a blog. When u wan to tell others that u realised that u dun have those thingys that u’ll probbaly never earn enough to buy, instead u only have those thingys that money can’t buy… and u noe u r considered lucky… start a blog. When you feel sorry of unable to attend the wedding of a girl(a great pal) sitting next to u in sec sch and u wanted to wish (sincerely) her a happily ever after.. start a blog. when u think this blog is getting nowhere and u could’ve done a better job.. start a blog urself…

i’m not promoting the trend here.. jus feeling extremely "bo liao" tonite.. imagine.. can’t play volleyball for 2 wks already… the feeling is terrible.. …

I’m starting a blog.. .. .. Eventually